November 17, 2009
Workers' comp changes debated at public hearing
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CHARLESTON, W.Va. -- More and more injured workers fail to get needed medical treatment under new state rules created after a 2005 law privatized the state's workers' compensation system, lawmakers were told Tuesday evening.

The Legislature's Joint Judiciary Committee held a hearing on Tuesday evening about increasing difficulties many injured workers face today.

Among the new rules is one that makes it illegal for a lawyer to receive a fee for representing injured workers who are trying to get medical benefits.

Pat Maroney, a Charleston lawyer who represents unions and injured workers, told the committee an increasing percentage of all protests challenging the benefit denials today focus on medical benefits.

In 2003, before the new law was passed, 8 percent of all appeals involved denial of medical benefits. Since 2004, Maroney said, that percentage has ranged from 21 percent to 31 percent.

Not everyone dislikes the new rules.

"The system is working fairly well. There has been a tremendous reduction in protests [of benefit denials]," said Tim Huffman, a lawyer for Jackson Kelly and vice chairman of the West Virginia Chamber of Commerce. "In 2005, there were 19,000 protests. By the end of 2009, there will be about 5,800 protests."

Chamber President Steve Roberts, president of the West Virginia Chamber added that his group would be "concerned about anything that might increase costs."

House Majority Whip Mike Caputo, D-Marion, said he frequently talks to small business owners in Fairmont, such as beer distributors and restaurant owners.

"I have not seen anyone whose workers' comp premiums have gone down," he said.

Roberts said premiums have dropped for the large companies who employ half the state's workforce. 

The complexity of new rules and regulations also makes it more difficult for physicians to complete paperwork associated with injury claims.

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Posted By: mytake (5:04pm 11-18-2009)
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Unfortunately, to add to the misery, the Ins. Comm. Office does almost nothing to police the claims management practices of Brickstreet. As of last year, despite complaints from many injured workers, no sanction had been levied or even proposed against BS for its handling of any claim. It's a safe bet that this laissez faire attitude towards enforcement of claimant's rights is still the current policy of that office.

Posted By: MsDalton (2:08pm 11-18-2009)
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I am an ex WC employee who retired before it became private. Employees were promised NOBODY would lose a job - and they have. Brickstreet had law changed that a widow loses her husbands lifetime award when he would have been of SS age - so a poor old lady used to a certain income would be reduced to probably a small SS check only. Imagine being elderly and confused and not understanding how to get help. it's so sad. And claimants who are in horrible pain cannot get needed relief by surgery as Brickstreet referred them to doctors who say they can return to work. Sure Brickstreet may have paid first hospital visit, a few x-rays and some days of actual WC benefits, but WHOA even if their doctor says they can go to work and claimant has ten that says they can't the issue in litigation would mainly be the denial of medical care which attorneys can't take claims on contigency basis with no cash to come. Didn't no they were not ALLOWED to get one though, eek. Trashy bums Brickstreet.

Posted By: KrsK (1:56pm 11-18-2009)
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...and thanks to the Rule 20 guidelines for treament of occupation injuries or disease, if you are a doc who treats an individual for an occupational disease not recognized by comp whith treatment not recognized by the rule 20 guidelines, you will not get paid and you can lose your capacity to bill future compensation claims as well as face investigation into your practice.
Good luck and don't get hurt on the job.

Posted By: KrsK (1:48pm 11-18-2009)
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First lets get the name correct: it is no longer Workers Compensation. Its called Employers Mutual Insurance.
Second, West Virginia got what it deserved: they believed a bunch of crooks who claimed Workers Comp needed to be privatized to survive. As with all insurance industry, no one bothered to look at the books to see if they were telling the truth.
Lastly, Brick street is now able to define what is considered a compensible injury in WV by limiting the pool of doctors a worker is able to see.
Need a doc who can diagnose an occupational disease from long term exposure to Perchloroethylene? Too bad. Comp wont pay for it and most docs are not willing or able to fight Comp for 8 or more years so they can be denied payment for treating the patient.
At a public forum at Tamarak prior to privitization I asked Burton if Comp would pay for medical services to treat a disease not recognized by comp docs. He pretended not to understand the question. Now I know why: Money!!!

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